Safety Tips For Seniors
Criminals often regard older persons as easy targets for many kinds of crimes. Every elderly person should be aware of these crimes and how to prevent them.
Many door-to-door sales are not legitimate. Provincial laws protect you against quick sales at your door. Enquire and be sure.
Mail Fraud Schemes
Beware of contests which require you to put up money to win, even if there is a guarantee that you will be a winner.
Home Improvement Offers
Beware of tempting home improvement offers, made through the mail or on-the-spot. These offers are a popular type of swindle.
Any retirement estates offered at conspicuously low prices to “lucky” individuals are usually fraudulent and should be avoided.
These schemes offer a commission for buying one item and selling additional ones to friends. The products are usually over-priced and difficult to sell.
Con Games & Sweet-Talk Crimes
This scheme accounts for more than half of the confidence games reported to the police. The swindlers claim to have found a large sum of money and offer to share it with you. You are asked to withdraw “good faith” money from your bank. The swindlers take the “good faith” money and give you a phoney address where you are to collect your share of the found money. You never see them again.
The Phoney Bank Inspector
A person will contact you, stating that he is a bank inspector dishonest employee of the bank. You will be asked to withdraw money from your account and give it to an investigator on the pretext that it is to be checked for fingerprints and other investigation. REMEMBER – neither banks nor police departments carry out their investigation in this manner. If you receive a suspicious telephone call, notify your bank AND the Fraud Section of the Police Force at (519) 579-2211 or 6530-7700.
Business opportunities and work-at-home schemes which promise high profits after a substantial investment or registration fee are often fraudulent.
Fake laboratory tests, miracle cures, and mail order clinics, etc. are other ways schemed to defraud you. Legitimate doctors and hospitals do not advertise through the mail.
For Your Protection
- Do not rush into something involving your money or property.
- Be wary of something-for-nothing or get-rich-quick schemes.
- Never sign a contact until you and your lawyer, banker, or other expert has thoroughly read it.
- Never turn over large sums of cash to anyone, especially a stranger, no matter how promising the deal looks.
- Do not hesitate to check the credentials of a salesman or public official.
- Report all suspicious offers to the police immediately, before the swindler leaves town in search of other victims.
- Arrange for incoming cheques to be sent directly to your bank.